Moneyhub offers a powerful categorisation engine for personal finance, leveraging machine learning trained by real people and businesses. This engine provides automated underwriting decisions, investment affordability assessment, and more. With the ability to categorise data simply and automatically, Moneyhub's engine benefits from community-based knowledge derived from years of machine learning. It continuously refines, improves, and cleans transactions, resulting in unprecedented accuracy. The engine allows for the splitting of transactions, enabling correct recording, even for cash withdrawn from ATMs. By automating categorisation, Moneyhub helps businesses save money and time by eliminating the need for manual review and improvement of transaction quality. The engine also provides additional features such as data enrichment, geo-location, and constant improvement as more data becomes available.